Is Apple Card available in Spain? How can we request it?

Apple Card

If we are clear about one thing, it is that to survive in an increasingly turbulent market, we must reinvent ourselves. And Apple, recognized for its excellence in electronics, is diversifying its portfolio with different company policies or bold forays into new territories that have nothing to do with its core business, such as the financial sector, with the launch of the Apple Card.

What exactly is the Apple Card and how is it changing the personal finance landscape? Let's find out together how this revolutionary card works and when it will be available to the general public.

What is the Apple Card?

What is the Apple Card?

This new product, developed by Apple, is a credit card that combines the convenience of mobile technology with the reliability of a secure banking system and that not only seeks to give you a payment method, but what it seeks is also give you financial education so you can control your expenses.

One of the most notable features of the Apple Card is its perfect integration with the Wallet application on your iPhone, since from the app itself you can quickly sign up and start using the card online anywhere in the world in a short time. This global accessibility reflects Apple's commitment to connectivity and convenience for its users.

Points in favor of the Apple Card

A very “Cupertino” product philosophy

The underlying philosophy of the Apple Card is based on three fundamental pillars: transparency, simplicity and security.

These principles are evident in every aspect of its functionality, from the clarity of its account statements to the ease of use of its advanced security features, which They will allow you to use it without fear to suffer identity theft.

Real-time finances

One of the most notable advantages of the Apple Card is its ability to provide a detailed view of your finances risk management.

With just a few taps on your iPhone screen, you can check your current balance and review recent transactions, allowing you to make more informed and conscious financial decisions without the classic “obscurantism” that surrounds traditional credit cards, which They lead one to overspend to constantly go into debt.

Customer service out of 10

Additionally, the Apple Card offers a exceptional customer service, available anytime through the iPhone's Messages app.

This convenient option allows you to get immediate assistance just by sending a simple text, ensuring a hassle-free experience every time.

And for the icing on the cake… It has cashback!

A distinctive feature of the Apple Card is its innovative function Daily Cash, which rewards you with a small cash back for every purchase you make.

This daily reward option adds additional appeal to the card, making it even more attractive to value-conscious users because they will receive something in exchange for using it, something unusual in the sector where even maintenance and maintenance fees are charged. commissions for using a card.

How to order the Apple Card

How to order the Apple Card

Although It is not yet available in Spain In the absence of an agreement with a banking entity to market it, when you activate the Apple Card it will be something very simple that you can do without setting foot in a bank office:

  • Access your mobile device and open the application Wallet, which is the control center for all your cards and digital payment methods.
  • Within the Wallet application, click on the option "Add Card" and then choose the alternative «Request Apple Card«, which will guide you through the application process.
  • Fill out all the requested fields with the necessary information and be sure to review and accept the terms and conditions of use to proceed with your card application.
  • Once the application process is completePlease carefully review the details provided, including the offer, credit limit and associated rates for each year.
  • After reviewing all the details, you will have the option to confirm or reject the Apple Card offer, according to your convenience and preference.
  • Once the offer is accepted, you can make additional settings according to your preferences. For example, you can set your Apple Card as the default card for your purchases using Apple Pay, making your daily transactions even easier.
  • If you wish, You also have the option of requesting a physical titanium Apple Card, which will allow you to use it in establishments where Apple Pay is not available, which has the same advantages as its digital counterpart.

What is the Apple Card for?

Apple credit card

The versatility of the Apple Card extends to a wide range of payment options, giving you the freedom to use it in various scenarios and situations:

Informal payments

The Apple Card allows you tomake fast and secure payments in informal transactions that don't require a contract, such as purchases at brick-and-mortar stores, restaurants, gas stations, and other establishments that accept Apple Pay.

Online and app purchases with Apple Pay

In addition to in-person payments, the Apple Card can also be used for online and in-app purchases that support Apple Pay as a payment method. This option streamlines the payment process on websites and apps, eliminating the need to manually enter your card information for each purchase.

Use in locations where service is not available

Even in places where Apple Pay is not available, you can still take advantage of the benefits of your Apple Card, or through Wallet or in its physical version made of titanium.

Our conclusions about the Apple Card

conclusions about apple card

This move by Apple surprises us quite a bit since it was not what we really expected to be launched, but we have to say that it may have a certain appeal and that it is true that in the technology sector they sometimes surprise us with small forays into the sector. financial, like when the French operator Orange launched Orange Bank.

But in addition to the functionalities that we have mentioned, we believe that it is crucial to explore and highlight the benefits and unique features that distinguish the Apple Card from other options available on the market.

From cash rewards to expense tracking tools, this card offers a range of benefits designed to improve personal financial management and earn you a small cashback on the purchases you make, more transparently than other options such as revolving cards with discount on invoices of Bankintercard services, to give a practical example from Spain (which are the least recommended in the world, since they only apply decent cashbacks if you finance at a higher interest than what you are going to receive)

So, from here, we applaud the arrival of the Apple Card and we hope that they are the beginning of a series of healthier products for the sector with which all of us, users of them, can obtain an extra benefit.


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